Insurance and Billing

River Oaks Endoscopy offers substantial cost savings to patients and insurance carriers. While we are prepared to file a claim for insurance benefits, we urge patients to review their insurance contracts. Your insurance deductible, co-pay, co-insurance or out-of-pocket payment is collected upon arrival. For your convenience, we accept cash, check, all major credit cards and Care Credit. Care Credit is a convenient, monthly payment program for yourself and your family specifically designed to pay for healthcare expenses not covered by insurance, including co-payments, deductibles and elective treatment, and care. For more information about Care Credit payment plans, go to www.carecredit.com.

Online Bill Pay

River Oaks Endoscopy is also pleased to offer an online bill payment option to patients. With our online bill pay option, you can securely make a payment for your service online with no hassles.

Please feel free to call us at (936) 494-3636 opt 2 with any questions you may have about billing procedures and/or payment arrangements.

Our contracted insurance plans include:

• Aetna
• Blue Cross Blue Shield — PPO/HMO/Traditional
• Beech Street
• Boone-Chapman
• Care Improvement Plus
• Cigna
• First Health/Coventry
• Galaxy Health
• Great West
• HAS
• HAS — Public Assistance
• Health Management Network
• Humana
• Humana Medicare HMO
• Medicare
• PHCS
• Three Rivers Network
• Texas HealthSpring
• Texas True Choice
• UHC/Pacificare
• Unicare
• WEB TPA

The Cost of Your Procedure

Because you are responsible for costs for covered healthcare services until you reach your deductible, you should comparison shop if you elect to have a nonemergency procedure.

You can use tools like Healthcare Bluebook and the Medicare Procedure Price Lookup (for Medicare patients).  Many health insurance websites also provide information on where to find in-network services.